1. What is YoursToOwn? We are seller's of many great properties in which we, ourselves, either own or have a financial interest. We are not a real estate agency. We are not realtors.

2. How does your Lease with an Option to buy program works? We can lease you a home with the exclusive rights to purchase the home at a specific date and time. During the extent of the lease agreement, you have the flexibility to save up for a larger down payment and clean up your credit problems in order to position yourself for a better interest rate or a lower monthly mortgage payment.

3. What if I don't have a great credit score? We have many programs available for people with Good, Bad, Ugly or No Credit that allows you to buy your dream home. If you don't qualify for one of our programs right away, we will allow you to move into the home with one of our lease with an option to buy programs.

4. How can I buy a home when I have bad or no credit? Bad or No Credit OK! We can help you by setting you up with one of our many owners financing or lease with an option to buy programs that enables you to improve your credit situation over time. We also work with several licensed mortgage brokers who work with many lenders to find the right loan for you.

5. What if I don't qualify? If you don't qualify, we will allow you to move into the home, work with you to improve your credit or cash situation.

6. How much down payment do I need? We are very flexible with your down payment. We can offer you many options and we always do our best to work with whatever funds you have available.

7. How much down payment goes towards the purchase of the home? 100% of your option fee/down payment is credited toward the purchase price, plus you may be eligible to receive a monthly credit towards the purchase price with our lease with an option to buy program.

8. Do you offer owner financing? Yes, we offer owner financing on many of our homes that we sell. We also work closely with several licensed mortgage brokers who work with many lenders to find the right loan that meets your needs.

9. Where are your properties located? We own or have a vested financial interest in homes all throughout the country.

10. Do you work with investors? Yes, we work with new or seasoned investors. We will work with you find the deal(s) that meets your specific needs. Click here to be placed on our email listing www.YoursToOwn.com.